The strategy has been framed under the aegis of the Technical Group on Financial Inclusion and Financial Literacy following country-wide discussions with various stakeholders by the RBI and other stakeholders.

RBI releases National Strategy for Financial Inclusion 2025-30, outlines Panch-Jyoti framework with 47 action points

RBI Releases National Strategy for Financial Inclusion 2025-30

The Reserve Bank of India (RBI) has unveiled the National Strategy for Financial Inclusion (NSFI): 2025-30, following approval by the Sub-Committee of the Financial Stability and Development Council (FSDC-SC).

Key Objectives of NSFI 2025-30

The strategy emphasizes a synergistic ecosystem approach, focusing on improving the quality and consistency of last-mile access and effective usage of financial services.

Panch-Jyoti:** NSFI 2025-30 sets five strategic objectives to elevate the state of financial inclusion in the country:

Equitable Financial Services: Improve the availability and use of an equitable, responsible, suitable, and affordable bouquet of financial services for financial safety and security of households and micro enterprises.
Gender-Sensitive Approach: Adopt a gender-sensitive approach for women-led financial inclusion and differentiated strategies for improving financial resilience of households, especially for underserved and vulnerable segments.
Livelihood and Skill Development: Synergise livelihood, skill development, and support ecosystem and its linkages with financial inclusion.
Financial Education: Leverage financial education as a tool for promoting financial discipline.
Customer Protection: Strengthen the quality and reliability of customer protection and grievance redressal measures.

Strategic Framework

The strategy has been framed under the aegis of the Technical Group on Financial Inclusion and Financial Literacy, following country-wide discussions with various stakeholders, including: