Usha Janakiraman will become an Executive Director at the Reserve Bank of India from December 1, 2025. She has over thirty years of experience at the central bank. Janakiraman previously served as Chief General Manager-in-Charge of the Department of Regulation. As Executive Director, she will oversee the Department of Supervision. She is a Chartered Accountant.

RBI appoints CA Usha Janakiraman as new executive director

Reserve Bank of India Appoints Usha Janakiraman as Executive Director

The Reserve Bank of India (RBI) has announced the appointment of Usha Janakiraman as Executive Director (ED) with effect from December 1, 2025.

With over three decades of experience in the central bank, Janakiraman has worked in various areas, including regulation, external investment and operations, banking supervision, public debt management, and currency management.

About Usha Janakiraman

Janakiraman was serving as Chief General Manager-in-Charge, Department of Regulation, Central Office, Mumbai prior to her promotion as Executive Director.
She holds a Chartered Accountant certification.

As Executive Director, Janakiraman will oversee the Department of Supervision (Risk, Analytics and Vulnerability Assessment).

The RBI has also appointed Sonali Sen Gupta and Sanjay Kumar Hansda as executive directors in October 2025.