Bajaj Life Insurance launches Bajaj Life Opportunities Fund NFO, offering high-risk equity exposure and long-term growth for policyholders until 16 March.
Bajaj Life Insurance launches Opportunities Fund, NFO open till March 16
Bajaj Life Insurance launches Bajaj Life Opportunities Fund, a high-risk unit-linked fund benchmarked to Nifty Large Midcap 250 Index, open until March 16, targeting long-term capital appreciation.
By Anshul
Bajaj Life Insurance has launched a new unit-linked insurance fund, the Bajaj Life Opportunities Fund, with the New Fund Offer (NFO) period open until 16 March. The fund carries a very high risk profile and is benchmarked against the Nifty Large Midcap 250 Index.
The fund combines large-cap and mid-cap equity exposure, aiming to provide long-term capital appreciation for investors under Bajaj Life’s insurance plans. The investment approach uses a Four-Engine Investment Strategy, covering Established Compounders, Emerging Winners, Cyclical and Thematic Plays, and Special Situations.
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Bajaj Life said the fund will focus on sectors supported by structural tailwinds, including automotive, pharmaceuticals, and consumer durables. The strategy targets a minimum of 60% allocation to equities, with a typical range of 70–75% across large-cap and mid-cap stocks. Portfolio selection is expected to include 40–50 high-conviction stocks, drawn from a universe of over 700 listed companies.
The insurer stated that the fund is designed to balance risk through diversification, offering potentially lower volatility than pure mid-cap funds while seeking higher growth than traditional large-cap allocations.
Bajaj Life Insurance, a subsidiary of Bajaj Finserv Limited, has been operating since 2001 and manages an AUM of ₹1,37,662 crore as of January 2026. The company reported an individual claim settlement ratio of 99.29% for FY 2024–25 and a solvency ratio of 343% as of June 2025.
The fund is available exclusively to policyholders of Bajaj Life’s unit-linked insurance products, allowing participants to combine life cover with equity market exposure.
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Note To Readers
Disclaimer: This article is for informational purposes only and should not be construed as investment advice. Readers should consult certified experts before making any investment decisions.