About Moneyview IPO
Moneyview IPO Details
Moneyview IPO is a 100% book-built mainboard issue of up to ₹1,091.7 crore at the upper price band. The issue comprises a fresh issue of equity shares aggregating up to ₹750 crore and an offer for sale of up to 10.04 crore equity shares by existing shareholders.
The price band of the issue is set between ₹32 and ₹34 per share and the lot size for an application is 441 shares. The minimum amount of investment required by an individual investor is ₹14,994 for one lot of 441 shares at the upper price band. The IPO will open for subscription on September 24, 2026 and close on September 28, 2026, with a tentative listing date fixed as October 1, 2026, on BSE and NSE.
Axis Capital Limited, BofA Securities India Limited, IIFL Capital Services Limited and Kotak Mahindra Capital Company Limited are the book-running lead managers to the issue. MUFG Intime India Private Limited is the registrar to the Moneyview IPO.
Moneyview IPO Date & Timeline
Moneyview Limited filed its DRHP with SEBI on March 3, 2026. The issue was subsequently revised through an addendum, which reduced the fresh issue from ₹1,500 crore to ₹750 crore and reduced the offer-for-sale component from approximately 13.61 crore shares to 10.04 crore shares.
The anchor-investor bidding date is September 23, 2026. The Moneyview IPO will open for subscription on September 24, 2026 and close on September 28, 2026. The basis of allotment is expected on September 29, 2026. Refunds are expected to be initiated and equity shares are expected to be credited to successful investors’ demat accounts on September 30, 2026. Finally, shares of Moneyview Limited are tentatively scheduled to list on BSE and NSE on October 1, 2026.
Moneyview IPO Timeline
| IPO Open Date | Thu, Sep 24, 2026 |
| IPO Close Date | Mon, Sep 28, 2026 |
| Tentative Allotment | Tue, Sep 29, 2026 |
| Initiation of Refunds | Wed, Sep 30, 2026 |
| Credit of Shares to Demat | Wed, Sep 30, 2026 |
| Tentative Listing Date | Thu, Oct 1, 2026 |
Moneyview IPO Details
| Detail | Description |
|---|---|
| IPO Date | 24 to 28 Sep, 2026 |
| Listing Date | 1 Oct, 2026 |
| Face Value | ₹ 1 per share |
| Issue Price Band | ₹ 32 to ₹ 34 |
| Lot Size | 441 Shares |
| IPO Type | Fresh capital cum OFS |
| Total Issue Size | 32,10,82,435 shares (agg. up to ₹ 1,092 Cr) |
| Fresh Issue(Ex Market Maker) | 22,05,88,235 shares (agg. up to ₹ 750 Cr) |
| Offer for Sale | 10,04,94,200 shares of ₹1 (agg. up to ₹ 342 Cr) |
| Issue Type | Bookbuilding IPO |
| Listing At | BSE, NSE |
| Share Holding Pre Issue | 1,53,96,43,033 shares |
| Share Holding Post Issue | 1,76,02,31,268 shares |
Moneyview IPO raises ₹327.50 crore from anchor investors. Moneyview IPO Anchor bid date is Wed, Sep 23, 2026.
| Bid Date | Wed, Sep 23, 2026 |
| Shares Offered | 9,63,24,729 |
| Anchor Portion (₹ Cr.) | 327.50 |
| Anchor lock-in period end date for 50% shares (30 Days) | Wed, Oct 28, 2026 |
| Anchor lock-in period end date for remaining shares (90 Days) | Sun, Dec 27, 2026 |
View the official anchor investors letter for complete details.
Download Anchor Letter (PDF)Moneyview IPO GMP (Grey Market Premium)
“Grey Market Premium” or GMP is defined as the rate at which the IPO's shares are traded in the market before they are officially listed on the stock exchange.
The Moneyview IPO GMP is currently trading at ₹14, reflecting the sentiment of unofficial investors before the official listing. This premium suggests a potential listing price of ₹48, which is 41.18% above the issue price. While the Grey Market Premium is a key indicator of demand and investor appetite, it is important to remember that GMP is highly volatile and should not be the sole factor in your investment decisions.
IPO Estimated Listing Return
Based on the IPO Price of ₹34 (highest price band), the latest uploaded Grey Market Premium (GMP) of ₹14 and a lot size of 441 shares.
Moneyview IPO GMP TREND (DAILY UPDATES)
| GMP Date | IPO Price | GMP | Last Updated |
|---|---|---|---|
| 1 Oct 2026 | ₹34 | ₹14.5 | 1 Oct, 202610:43 AM |
| 30 Sep 2026 | ₹34 | ₹11.75 | 30 Sep, 202610:46 AM |
| 29 Sep 2026 | ₹34 | ₹12 | 29 Sep, 202610:00 AM |
| 28 Sep 2026 | ₹34 | ₹13.75 | 28 Sep, 202606:01 PM |
| 27 Sep 2026 | ₹34 | ₹14 | 27 Sep, 202610:31 AM |
| 26 Sep 2026 | ₹34 | ₹13.5 | 26 Sep, 202611:21 AM |
| 25 Sep 2026 | ₹34 | ₹15.5 | 25 Sep, 202610:48 AM |
| 24 Sep 2026 | ₹34 | ₹14 | 24 Sep, 202610:50 AM |
| 23 Sep 2026 | ₹34 | ₹11 | 23 Sep, 202610:27 AM |
| 22 Sep 2026 | ₹34 | ₹10 | 22 Sep, 202606:28 PM |
| 21 Sep, 2026 | ₹34 | ₹0 | 21 Sep, 202612:06 PM |
Company Background
Moneyview is a Bengaluru-based fintech and digital-lending platform founded in 2014 by Puneet Agarwal and Sanjay Aggarwal. It started as a personal-finance management platform and expanded into digital lending, credit products, payments, insurance and investment-related offerings.
The company operates as an intermediary between borrowers and financial institutions and also participates in lending through its NBFC subsidiary, Whizdm Finance Private Limited. Moneyview’s operating performance depends on loan disbursals, user acquisition, credit underwriting, default-loss-guarantee arrangements, borrowing costs, funding availability, collections, regulations and credit-market conditions.
Operations & Product Range
Moneyview operates an app-led financial-services ecosystem offering personal-finance tools, unsecured consumer-loan products through lending partners and Whizdm Finance, digital payments, insurance and investment-related services.
The company connects customers with banks, NBFCs and other lending partners. Its operating model combines technology-led user acquisition, digital onboarding, credit assessment, disbursal support, cross-selling and collection management. Revenue and credit performance depend on customer quality, lender relationships, conversion rates, loan tenure, collection efficiency, partner terms and regulatory requirements.
Platform, Lending & AUM
Moneyview disbursed loans worth ₹23,099 crore in FY2026, representing year-on-year growth of approximately 31%. The company’s assets under management stood at approximately ₹21,000 crore as of March 31, 2026.
The growth in loan disbursals and managed AUM reflects expansion in Moneyview’s lending platform. However, its future performance will depend on underwriting standards, collection performance, partner relationships, funding availability, borrowing costs and the quality of default-loss-guarantee arrangements. The company intends to use ₹325 crore of net fresh-issue proceeds to support growth in loan disbursals under DLG arrangements.
Brands & Market Presence
Moneyview is primarily marketed under the Moneyview brand. The company operates in India’s consumer fintech and digital credit market and uses a mobile-first distribution model to reach borrowers and users of personal finance products.
Its market position depends on digital acquisition, app engagement, access to lending capital, partner integration, loan turnaround time, credit-risk controls, repayment outcomes and cross-selling of adjacent financial products. The company competes with banks, NBFCs, fintech lenders, loan marketplaces and other app-based financial-services providers.
Revenue Streams & Business Model
Moneyview generates revenue primarily from loan-distribution fees and commissions, lending-related activities through Whizdm Finance, financial-product referrals and related customer services.
The business model combines customer acquisition through the Moneyview app, loan-related fees and commissions, lending and financing activities through Whizdm Finance, DLG-backed disbursals and cross-selling of financial products. Revenue and profitability are influenced by loan volumes, fee rates, lender and customer mix, cost of funds, credit losses, partner economics, regulation, technology expenditure and collections.
Financial Performance
Moneyview reported revenue of ₹1,342.37 crore in FY2024, ₹2,339.15 crore in FY2025 and ₹3,351.2 crore in FY2026. Revenue increased by approximately 74.3% in FY2025 and 43.3% in FY2026.
Profit after tax increased from ₹171.15 crore in FY2024 to ₹240.28 crore in FY2025 and ₹242.7 crore in FY2026. Profit before exceptional items increased by 65.4% to ₹397 crore in FY2026.
Managed assets under management stood at approximately ₹21,000 crore as of March 31, 2026. Future financial performance will depend on underwriting discipline, delinquencies, collections, credit costs, borrowing costs, DLG exposure, NBFC capital availability and regulatory changes.
Management & Shareholding
Moneyview is promoted by Puneet Agarwal and Sanjay Aggarwal. Before the IPO, Accel was the largest shareholder with a 21.89% stake, followed by Internet Fund III, an affiliate of Tiger Global Management, with 13.79%. Sanjay Aggarwal held 10.33%, Ribbit Capital held 10.20% and Puneet Agarwal held 8.66%.
The offer for sale includes shares sold by existing investors and promoters. Selling shareholders include Accel, Internet Fund III / Tiger Global, Crimson Winter, LI Strategic Venture Investment, TI JPNIN India Holdco, Ribbit Capital, Puneet Agarwal and Sanjay Aggarwal. The OFS comprises up to 10.04 crore equity shares.
Puneet Agarwal and Sanjay Aggarwal are each expected to sell up to 1.355 crore equity shares through the offer for sale. Post-offer shareholding will depend on final allotment and completion of the issue.
Board & Key Management
Moneyview was founded by Puneet Agarwal and Sanjay Aggarwal. The company is backed by institutional investors including Accel, Tiger Global and Ribbit Capital.
The company’s Board and senior management team oversee product development, lending partnerships, technology, regulatory compliance, risk management, collections, finance and the operations of Whizdm Finance.
Moneyview IPO Financial Information
Latest Revenue
₹ 1,041.11 Cr
Profit After Tax
₹ 173.80 Cr
Net Worth
₹ 2,415.20 Cr
Total Borrowing
₹ 5,484.76 Cr
| Period Ended | Assets | Revenue | Profit (PAT) | Net Worth | Reserves | Borrowing |
|---|---|---|---|---|---|---|
| 30 Jun 2026 (Restated Consolidated) | 8,641.89 | 1,041.11 | 173.80 | 2,415.20 | 2,374.84 | 5,484.76 |
| 31 Mar 2026 (Restated Consolidated) | 8,104.85 | 3,351.16 | 242.71 | 2,225.42 | 2,185.06 | 5,157.04 |
| 31 Mar 2025(Restated Consolidated) | 5,632.42 | 2,339.15 | 240.28 | 1,918.66 | 1,878.10 | 3,413.37 |
| 31 Mar 2024(Restated Consolidated) | 3,519.50 | 1,342.37 | 171.15 | 1,606.64 | 1,569.21 | 1,708.92 |
| Amount in ₹ Crore | ||||||
Moneyview Key Performance Indicator
| KPI | Values(30 Jun 2026) |
|---|---|
| ROE | 29.93 % |
| RoNW | 7.19 % |
| NAV | 15.73 |
| Pre IPO | Post IPO | |
|---|---|---|
| EPS (Rs) | 1.58 | 3.95 |
| P/E (x) | 21.52 | 8.61 |
| Price Details | BSE | NSE |
|---|---|---|
| Final Issue Price | ₹34.00 | ₹34.00 |
| Open | ₹55.61 | ₹55.00 |
| Low | ₹50.25 | ₹50.27 |
| High | ₹62.00 | ₹62.00 |
| Last Trade | ₹54.03 | ₹53.88 |
Moneyview IPO Objectives
Moneyview intends to use the net proceeds from the fresh issue for the following purposes:
- ₹325 crore for supporting loan disbursals under default-loss-guarantee arrangements, helping expand lending activity through partner financial institutions.
- ₹250 crore for investment in Whizdm Finance Private Limited to augment its capital base and support lending operations.
- The balance of the net proceeds will be used for general corporate purposes.
The fresh issue is ₹750 crore. The two identified objectives account for ₹575 crore; the balance, after issue expenses and subject to final allocation, will be used for general corporate purposes. Moneyview will not receive any proceeds from the OFS.
Moneyview IPO Review
Moneyview provides exposure to India’s consumer-fintech and digital-lending market through a platform combining personal-finance tools, loan distribution, lending partnerships and an NBFC subsidiary. FY2026 revenue increased 43.3% to ₹3,351.2 crore, while assets under management stood at approximately ₹21,000 crore as of March 31, 2026.
The company reported FY2026 PAT of ₹242.7 crore, marginally above approximately ₹240.3 crore in FY2025, while profit before exceptional items increased 65.4% to ₹397 crore. Investors should examine exceptional items, finance costs, provisions, credit losses and the reconciliation between operating profitability and reported PAT in the RHP.
Investors should also evaluate the final valuation, loan book and DLG exposure, underwriting and collection performance, cost and availability of borrowing, dependence on lending partners, RBI and other regulatory requirements, data-security obligations, customer-acquisition costs, potential asset-quality stress and the OFS by promoters and financial investors.
Conclusion
Moneyview IPO offers investors exposure to a fintech platform with personal-finance management, digital lending, payments, insurance and investment-related offerings. The company reported FY2026 revenue of ₹3,351.2 crore and PAT of ₹242.7 crore, while assets under management stood at approximately ₹21,000 crore as of March 31, 2026.
The fresh issue is intended for DLG-backed loan-disbursal growth and investment in Whizdm Finance, while the OFS provides an exit route for promoters and several existing institutional investors. Investors should assess valuation, loan-book quality, DLG arrangements, leverage and funding risk, asset quality, collection performance and regulatory exposure before investing.
| Price Details | BSE | NSE |
|---|---|---|
| Final Issue Price | ₹34.00 | ₹34.00 |
| Open | ₹55.61 | ₹55.00 |
| Low | ₹50.25 | ₹50.27 |
| High | ₹62.00 | ₹62.00 |
| Last Trade | ₹54.03 | ₹53.88 |
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Competitive Strengths
Digital financial-services platform with 14.03 crore registered users and 48 integrated financial partners as of June 2026.
Multi-product offering spanning personal loans, insurance, credit cards, digital gold, payments and earned wage access.
Combination of partner-led loan distribution and on-balance-sheet lending through Whizdm Finance.
Technology-led customer acquisition, digital onboarding, credit assessment and cross-selling capabilities.
Institutional backing from Accel, Tiger Global and Ribbit Capital.
Download regulatory filings
IPO Lot Size
| Investors | No.of lots | Shares Offered | Max Bid Amount |
|---|---|---|---|
| Individual investors (Retail) (Min) | 1 | 441 | 14,994 |
| Individual investors (Retail) (Max) | 13 | 5,733 | 1,94,922 |
| S-HNI (Min) | 14 | 6,174 | 2,09,916 |
| S-HNI (Max) | 66 | 29,106 | 9,89,604 |
| B-HNI (Min) | 67 | 29,547 | 10,04,598 |