India Shelter Finance Reports Strong Q4 & FY26 Results, Recommends Rs 10 Dividend

India Shelter Finance Corporation Limited announced robust financial performance for both the fourth quarter and full financial year ended March 31, 2026, following a Board meeting held on May 02, 2026. The company delivered strong growth across key parameters, with Q4 consolidated net profit reaching Rs 138 crores compared to Rs 110 crores in the same quarter last year, marking a 25% year-on-year increase.

Quarterly Performance Highlights

The fourth quarter results demonstrated consistent momentum with consolidated revenue growing 25% year-on-year to Rs 410 crores from Rs 327 crores in Q4 FY25. This quarterly performance contributed significantly to the company's overall annual growth trajectory.

Metric: Q4 FY26 Q4 FY25 Growth (%) Consolidated Net Profit: Rs 138 Cr Rs 110 Cr +25% Consolidated Revenue: Rs 410 Cr Rs 327 Cr +25%

Annual Financial Performance Overview

For the full financial year FY26, the company reported exceptional growth with standalone profit after tax increasing to Rs 50,506.43 lakhs from Rs 37,704.68 lakhs in the previous year. The Board recommended a final dividend of Rs 10 per equity share, representing 200% of the face value of Rs 5, subject to shareholder approval.

Particulars: FY26 (Rs in Lakhs) FY25 (Rs in Lakhs) Total Income: 1,53,018.68 1,17,479.86 Total Expenses: 87,519.15 68,671.22 Profit Before Tax: 65,499.53 48,808.64 Profit After Tax: 50,506.43 37,704.68 Earnings Per Share (Basic): 46.63 35.10 Earnings Per Share (Diluted): 45.13 33.86

Balance Sheet and Capital Structure

The company's financial position strengthened significantly with net worth growing to Rs 3,19,812.46 lakhs as of March 31, 2026, compared to Rs 2,70,681.97 lakhs in the previous year. Total assets increased to Rs 9,61,497.58 lakhs from Rs 7,74,557.31 lakhs. The company maintained healthy asset quality with a gross NPA ratio of 1.25% and net NPA ratio of 0.93% as of March 31, 2026.

Business Developments and Corporate Actions

During FY26, the company issued fresh non-convertible debentures amounting to Rs 15,000 lakhs and maintained 110% security cover on its secured listed non-convertible debentures. Additionally, 8,63,162 equity shares were allotted to employees who exercised options under the approved employee stock option plan. The company also transferred loans through assignment and co-lending arrangements, with 13,623 and 2,178 loan accounts assigned respectively during the year.

Consolidated Results

On a consolidated basis, profit after tax for FY26 was Rs 50,314.68 lakhs, compared to Rs 37,787.34 lakhs in the previous year. The consolidated financial results include the performance of subsidiary India Shelter Capital Finance Limited, which underwent voluntary liquidation during the year without impacting business operations significantly.

India shelter finance Corporation Limited has allotted 6,400 equity shares under its Employee Stock Option Plans (ESOP), marking another milestone in the company's employee incentive programs. The allotment was approved by the Stakeholders Relationship Committee through a resolution by circulation on May 01, 2026.

ESOP Allotment Details

The share allotment was executed under two separate ESOP schemes with different pricing structures:

Scheme Shares Allotted Exercise Price Premium ESOP 2021 2,400 shares Rs. 154.80 Rs. 149.80 ESOP 2023 4,000 shares Rs. 204.00 Rs. 199.00 Total 6,400 shares - -

All shares carry a face value of Rs. 5/- each and were issued pursuant to the exercise of vested Employee Stock Options under the company's established ESOP schemes.

Impact on Share Capital

The allotment has resulted in an increase in the company's paid-up share capital structure:

Parameter Before Allotment After Allotment Paid-up Capital Rs. 54,38,93,495 Rs. 54,39,25,495 Total Equity Shares 10,87,78,699 10,87,85,099 Face Value per Share Rs. 5/- Rs. 5/-

The distinctive numbers for the newly allotted shares range from 10,87,78,700 to 10,87,85,099.

Regulatory Compliance and Listing

The allotment was conducted in compliance with Regulation 10(c) of Securities and Exchange Board of India (Share Based Employee Benefits and Sweat Equity) Regulations, 2021. The company has filed the required disclosures with both BSE Limited and National Stock Exchange of India Limited.

Key regulatory details include:

Filing Date: April 22, 2024 (for both exchanges)

Filing Numbers: BSE: 200245 & 200247, NSE: 41278 & 41280

ISIN Number: INE922K01024

The newly allotted shares will rank pari-passu with existing equity shares of the company, carrying identical rights and privileges. India Shelter Finance Corporation is currently completing the necessary formalities for listing these shares on the stock exchanges.

Company Information

India Shelter Finance Corporation Limited operates from its registered office located at 6th Floor, Plot No. 15, Institutional Area, Sector 44, Gurugram, Haryana-122002. The company's shares are listed on both National Stock Exchange of India Limited and BSE Limited, providing liquidity to investors and employees participating in the ESOP schemes.

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